Each brokerage house is different in how they classify their investment-only accounts. Additionally, applications can update at any time. We have made our best efforts to provide you the most up to date applications here, but please check with Vanguard to ensure you have the right application to open an investment-only brokerage account under your Solo 401k plan and trust.

It's important to remember you're not opening a Vanguard Individual 401k. Rather, your 401k plan and trust are opening an investment-only account with Vanguard.

To do this, you'll open a Retirement Trust Account at Vanguard.

Review our helpful guide on opening a Vanguard account for the Solo 401k

If you have any questions on completing the Retirement Trust application or rolling funds over, please contact Vanguard at 800-992-7188.

Open Vanguard investment account: No rollovers

Open your Retirement Trust account following this guide.

If you're simply opening the new investment-only account with Vanguard to get into traditional equities, then your work is done! Fund your Vanguard account with new contributions, calculated from your business income, and you're ready to go!

Open Vanguard investment account: Rolling Over from a Vanguard IRA/401k 

  1. Open your Retirement Trust following this guide. Include the first 5 pages of your Adoption Agreement with your application. Your Adoption Agreement can be found in your 401k documents, located on your 401k dashboard.

  2. Contact Vanguard for the internal rollover transfer form. 

Note: It is not required you fund the account when establishing the new Vanguard account. Additionally, you can submit your transfer documents rolling over funds while you establish the new account.

What you'll accomplish by following the steps above steps is: 

  1. Opening a new account(s) under your Nabers Solo 401k plan

  2. Withdrawing the funds from the Vanguard IRA/401k 

  3. Transferring them to the new  account with Vanguard and, 

  4. Then accepting the rollover as your own plan administrator.

If you have any questions on completing the Retirement Trust application or rolling funds over, please contact Vanguard at 800-992-7188.

Once you complete the Retirement Trust application, mail the complete application (11 pages), along with the first 5 pages of your Adoption Agreement to Vanguard.

For normal mail delivery, mail to:

Vanguard
PO Box 982901
El Paso, TX 79998-2901

For overnight delivery, mail to:
Vanguard
5951 Luckett Court
Suite A1
El Paso, TX 79932-1882

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