Yes. We recommend signing it now, even if you're closing the plan or moving the money out. It's free, it takes a few minutes in your dashboard, and it keeps your plan documents current through the date the plan closes. Then move the money out and cancel as usual: How to roll funds out of your Solo 401k.

If your plan was already canceled before you got the amendment email, reply to the email and tell us. A canceled plan doesn't get amendments, so we'll check what happened.

No. The amendment is part of your plan documents, and there's no fee to sign it. That includes the legacy Docs Only plan, which covers amendments and required restatements at no extra charge.

Yes. The IRS requires every existing plan to adopt the amendment by December 31, 2026, whether or not it holds money or receives contributions this year.

Sign in at app.solo401k.com and choose Review and sign. If it doesn't open on its own, find the 2026 Amendment task on your dashboard and choose Review and sign. You'll read and sign it through DocuSign. Your signed copy lands in Documents › Signed.

It's rolling out now, through late October and November. When it reaches your dashboard, you'll get an email with a DocuSign link. It needs to be signed by December 31, 2026.

DocuSign doesn't email you a copy, and the amendment won't appear in a DocuSign account of your own, because you sign inside your Solo 401k dashboard. Your signed amendment is saved to Documents › Signed in your dashboard, and you can download it there. If you closed the DocuSign window before it took you back to your dashboard, the signature may not show yet; reply to our email or chat with us and we'll confirm it was recorded. If you sign in and see only a screen to start a new plan, you are most likely signed in with a different email address, or a different sign-in method, than the one your plan uses. That opens an empty account, not your plan. Sign out and sign in again with the email address our emails come to. If you aren't sure which one that is, reply to our email or chat with us, and we'll tell you which address has your plan and send you a copy of what you signed.

If the button in our email took you to a sign-up form, a plan picker, or a checkout asking for a setup fee, stop and don't pay. Your plan is already set up and paid for, and you don't need to buy anything or switch plans to sign the amendment. That page means you're in a brand-new account, usually because you signed in with a different email address than the one your plan uses. Sign out, then sign in at app.solo401k.com with the email address our emails come to, and the amendment task will be on your dashboard. If you signed up with Google or Facebook, use that same button again rather than a password. If you don't remember which email or which method, reply to our email or chat with us, and we'll tell you which address has your plan.

Don't sign or change anything yet. Reply to our email or chat with us and tell us your spouse is no longer a trustee or participant, and a teammate takes it from there. Removing a trustee is a change to your plan documents, so we update the plan and create a new document package for you alone, with the 2026 amendment included, and send it to you through DocuSign. Please don't ask your former spouse to sign first, and don't try to remove them yourself while the amendment is waiting.

Yes, if it came from Nabers Group at [email protected], replies go to [email protected], and its button takes you to app.solo401k.com. We never ask for a payment, a password, or an account number in these emails. If you'd rather not click the button, sign in to app.solo401k.com directly and the amendment is waiting there. The first time you sign in, you may be asked to create your login. That is a sign-in for the plan you already have, not a new plan or a new account, and there is nothing to pay to sign the amendment.

A DocuSign signing link expires if it isn't used. When that happens, the dashboard can't send the document again on its own, and you may see a message like "Could not find file … Amendment.pdf to send to DocuSign." The fix is on our side: we redraw your plan documents with the amendment included, at no charge, and a fresh set appears under Review & Sign Documents for you to sign. Reply to our email or chat with us from your dashboard and we'll do it. Please sign soon after the new set arrives, because DocuSign links expire.

Your signature may already be saved. Sign in at app.solo401k.com and open Documents › Signed. If your signed amendment is there, you're done. If it isn't, reply to our email or chat with us, and we'll check with DocuSign and send you a fresh signing link at no charge. You don't need a Google or Facebook account to sign in: you can sign in with your email address and a password, and if you never set a password, use the password reset on the sign-in page. Please don't print the amendment and sign it by hand; a paper copy isn't recorded in your dashboard.

Yes, if your spouse is a trustee on your plan. Every trustee signs the 2026 amendment, so the amendment is complete when you have both signed. You sign first. After you sign, your dashboard says Thanks for signing! We are waiting on the plan's other participant to sign the amendment, and your spouse gets their own email with their own signing link. Your spouse signs from their own sign-in, not from yours. The reminders to you about your spouse's signature stop on their own once they sign; they can take a few minutes to catch up.

Reply to our email, or chat with us from your dashboard, and tell us which email address your spouse uses. We check the address on file, fix it if it's old, and send your spouse a fresh signing link at no charge. Three things to try first: look in your spouse's spam folder for an email from DocuSign or from Nabers Group; make sure your spouse is signing in with their own email address, not yours; and if your spouse signed up with a different email than the one we invited, tell us which one. Please don't print the amendment and sign it by hand unless we ask you to. A hand-signed copy isn't recorded in your dashboard, so the plan still shows the amendment as unsigned.

If the email address we have for your spouse is old or wrong, you can fix it yourself: in your dashboard open Tools, then Change Plan Info, change the email in the spouse section, and save. If your spouse hasn't set up a login yet, a new invitation goes to the new address. If your spouse already has a login, the field is locked for you; your spouse signs in and changes it from their own account, because the new address has to be verified by them.

If your spouse signs in and sees only billing and plan choices, with no amendment task and no menu, they're in a new, empty account, not your plan. That happens when the spouse signs up with a different email address than the one we invited, or signs in with Google or Facebook under another address. Your spouse should sign out and sign in with the exact address the invitation went to. If that doesn't work, tell us; we check the address on file and send a fresh signing link. And your spouse can't sign from your login: the amendment task in your account is yours, so each of you signs from your own.

No. This is a separate, required amendment that brings your documents up to date with the SECURE Act, the CARES Act, and SECURE 2.0. Signing an earlier amendment does not complete this one. One difference matters if your spouse is a trustee on your plan: the 2023 SECURE and CARES amendment needed only the primary trustee's signature, and the 2026 amendment needs both of you to sign.

They stop on their own once you sign. They're compliance notices, not marketing, so unsubscribing from our marketing emails doesn't stop them. We can't take you off them while your plan is active, because the IRS requires every plan to adopt the amendment. You don't need to cancel your plan to stop them: if you want to keep your plan, signing is what stops them.

Missing a required amendment deadline is a plan-document compliance problem that needs correction, usually through an IRS correction program with its own costs. Signing late doesn't fix it by itself, and we don't handle IRS corrections. Signing on time is the simple way to avoid all of that.

Higher catch-up contributions at ages 60 to 63, Roth treatment for some catch-up contributions, the option of Roth employer contributions, updated required minimum distribution ages, and new special withdrawals. The details are in What Is the SECURE Act 2.0 Amendment?